The Land of Ozz

It is estimated to cost approximately $567 per person from each of the remaining US citizens to pay for health insurance premiums for the 30 million uninsured that President Obama wants to cover with his plan.  Here is the math:

Yearly Premiums: $5,270 each*

Total Yearly Premiums for 30 million people: $158,100,000,000

Cost to the remaining US citizens:

$158,100,000,000/279,000,000** = $567 per year per person (every man, woman, and child) in taxes… if the cuts/savings in Medicaid and Medicare don’t work… and they won’t because any savings to Medicaid and Medicare will be consumed because both programs are are already underfunded and rapidly growing.

“The states and the federal government share the cost of Medicaid, which saw a record enrollment increase of 3.3 million people last year. The program now benefits 47 million people, primarily children, pregnant women, disabled adults and nursing home residents.” NY Times

*Based on average of annual premiums for all federal government Fee for Service Nationwide non-postal individual plans.  These are the same plans Obama refers to regularly when he says he will be “giving tens of millions of Americans the exact same insurance choices that members of Congress will have.” This number is actually fairly low considering the average spending per Medicaid enrollee is almost $7,900 per year.
**Estimated USA Population as of July 2009: 309 million (309-30 = 279)

Keep in mind that these numbers only estimate what it would cost to get these people covered with “health” insurance and not dental or vision which Obama has been saying verbally that he will deliver access to in his plan.  There is also the additional cost of deductibles and co-pays is not included in these estimates. Oh…and these estimates do not consider the FACT that all premiums will increase if insurance companies suddenly are required to cover pre-exiting conditions.

Related articles by TheOzz:

Health Care for Small Business – Obama’s Plan

Government Health Care – Personal Concerns

Mandated Car Insurance

The perfect storm is brewing and few people can read the signs. Many in Washington wrongly believe the root of the economic problems are in the housing market. I believe that the root of the entire economic meltdown is rooted in greed and no amount of government programs, tax cuts, or funny money from Washington with fix that root cause. A lot of people and businesses are going to have to feel some real pain before this problem goes away.

As the news slowly trickles out of Washington on how the stimulus/bailout/rescue will actually be spent, we are learning more every day that very few politicians expect this bill to create or save a mass of jobs within the next two years. As a government civil service member I can assure you that major infrastructure projects will not translate into jobs very fast. The programs have to be staffed and then the contracts have to written and then the contractors have to develop plans, etc, etc. Most of the benefit of this stimulus will likely begin to be realized in U.S. economy in about three years as admitted by most of Washington. Yes that is very convenient timing for a presidential reelection bid but I think the economic problems could correct themselves in about that amount of time even if congress does absolutely nothing. But by doing nothing they will not be able to claim credit for casting a vote for “something” which they think “is better than nothing”.

The disturbing reality of the state of the U.S. economy came to me in a headline titled Visa Reports Profit Rose 35% with Increased Use of Cards. The NY Times did not explain this news in the same way I perceived that headline at first glance. The first thing I thought was that record job losses plus lower retail spending equals a high likelihood that folks are using their Visa credit cards and “convenience” checks to pay their mortgages, utilities, and car payments. So the “Increased Use” of Visa is probably not good news for our economy if you get down in the weeds of how that credit might be being used. Since the magic carpet (stimulus) from Washington is not expected to land in a neighborhood near you any time soon to create or save jobs this makes for the perfect storm. The more jobs that are lost the more likely we are to see non-traditional expenses put on credit credit cards. Then when the credit limit is reached before the new jobs reach the unemployed credit card owners, well you get the picture I am sure. The exact timing of when this storm will hit hardest is dependent on the amount of credit the average jobless head of household has available after the loss of their job. Once the income stops and the bottom is reached (top of credit card limit) then there will be no ability to get refinanced and you might start seeing homeless rates rise like only a small sample of the U.S. population is old enough to remember from the 1930’s. The notion that fixing the housing market will solve all the problems is a fantasy. A borrower without a job is not going to be able to pay mortgage payments even at 0% interest. No amount of mortgage system overhaul, tax cuts, or infrastructure projects are going to solve the rapidly rising unemployment numbers.

The stimulus programs implemented by President Bush did not prevent this economic meltdown and the stimulus being sold by President Obama and his friends in congress will not fix the economy. What exactly this country will look like once the perfect storm comes ashore is impossible to forecast but you should prepare to witness some extreme damage.

Higher unemployment + increased use of credit = more foreclosures to come

The word socializism (some spell it socialisism) is not found in dictionaries or even on Wikipedia. Simply put, it is the value system that results from being socialized. Americans parents will eventually reap what they sow. The 2008 Presidential election win for Barack Obama will likely be credited to the young Americans in this country. Parents who have sent their children into the government run schools and universities without a second thought about what their children were being taught should not be surprised with the values that are appealing to the young voters of this country these days. I went through a spell of detox after I left public education as did my wife. Had this election been held ten years ago my wife and I would have likely voted for Barack Obama based on the beliefs that had been given to us oh so subtly through our country’s public education system. It took a maturing process and a realization that I did not want the government deciding what if any moral character training would be given to my own children. I believe that parents make the best choices for their own children. A liberal democratic run government has proven that they think they know better than parents what is best for children. I will remind you of the 9th Circuit Court of Appeals decision in 2006.

“…parents of public school children are not possessed of a constitutional right, either under the
Substantive Due Process Clause or the related right to privacy, to restrict the public schools from providing information on the subject of sex.”

These are the types of decisions you can expect from judges appointed by liberal democrats.

A majority of the children in this country are growing up in a system that teaches them that the system knows what is best for them.  Joel Belz wrote in the November 1/8, 2008 issue of World Magazine in an article titled Children of the state and said:

” Socialized medicine? Most of us recoil at the idea. Socialized airlines? Reminds us of Aeroflot. Socialized banks? When it happened last month, it terrified us.

But socialized schools? Nine out of ten of us patronize them regularly…

…With a nine-to-one edge in value shaping influence, why shouldn’t the government be producing products who think government-sponsored-everything is best?”

We see Barack Obama chosen as the next president of the United States even though he is likely to fight to have the government decide for Americans:

• When a person dies (abortion and euthanasia)
• How much can be earned and still be fair (wealth redistribution)
• Where children go to school (limited choices in private or home school)
• What children learn (including things like sex ed at very young ages and evolution only science)
• What talk show hosts are allowed to say (fairness doctrine)
• Who provides you medical care (nationalized health care)

Let us hope and pray that Barack Obama does as he says and not as he has done in the past. He has made some fairly appealing promises about uniting the country during his presidential campaign. However his voting record leading up to his presidential bid does not line up with what has been coming out of his mouth.

“Sen. Barack Obama, D-Ill., was the most liberal senator in 2007, according to National Journal’s 27th annual vote ratings.”

That is a quote from the National Journal annual assessment of how politicians vote during their terms of office in Washington.

The liberal Democrats tend to lean towards a philosophy of allowing the government and public school systems to prepare children to make wise choices on issues like the ones mentioned above.  I disagree.  I believe that parents do a better job of preparing thier children to make wise choices on these subjects.  What do you think?

A story released today by The Time and Democrat shows that the SC State Superintendent of Education Jim Rex (D) is baking the public school SAT scores and using private and home school success as the yeast in his recipe.  The story titled Honest is foundation of improvement by Randy Page states that Jim Rex fails to mention that the reported two point improvement in 2008 SC SAT scores over 2007 is based on private and independent scores shoring up the average.  The public school scores in SC actually dropped by three points when you look at public schools only.   Here is how the score stacked up in SC for 2008:

2008 SAT scores in South Carolina

Type School       AVG Score*

Public School          980

Private School       1043

Home School         1088

*These scores do not include the new writing section of the SAT.

One observation I took away from this article is that SC is already spending over $11k per student which is more money per student than any of its neighbor states, yet SC is trailing in results. The home schooler are barely mentioned in this article, but at least they shine as the class act with the highest SAT scores mentioned in the article.  I have more to say on education as a whole as it relates to the upcoming election, but I will save that for a separate post on another day.

One of the teaching pastors (Geoff Surratt) at Seacoast Church was pictured on the cover of a recent issue of WORLD Magazine. I follow Geoff and other pastors on Twitter and saw a note from him alerting us twits of some reactions to his picture being on the cover of WORLD.

Before I go any further I would like to say that Geoff and I are not very close and this response should not be taken as me coming to his defense even though it will probably sound like it when I am done. I have not always agreed with everything Geoff has said and done, but then again I do not agree with everything I have said and done either. Geoff and his wife have been a blessing to our family in so many ways. Geoff and Sherry have been a huge support to the GrowingKids parenting ministry and have served as class leaders for Secoast. Seeing a teaching pastor working along side of you in ministering for families in a church as large as Seacoast is inspiring. Geoff’s wife Sherry (also a pastor at Seacoast) was at the hospital with our family the morning Caden was born. Do you know how many babies are born each year at Seacaost? I don’t either, but I don’t think there are enough pastors to go around to all the births. Okay, we all knew that Caden was going to face some fairly unique medical challenges when he was born and the Surratts recognized the need to be there that day. Geoff and Sherry have joined the rest of Seacoast in loving our family through some really tough times in recent years and I am very thankful for that.

Now as for this picture on the cover WORLD Magazine, Geoff doesn’t need anyone to defend him because his response on his own blog does a great job of answering his lameness. I heard about the magazine cover story about a month ago while serving breakfast at a local homeless shelter with some fellow Secoasters. I have been serving breakfast at this shelter monthly for about two years straight. This kind of service is a very small example of the fruits coming out of Seacoast as a result of the leadership of folks like Geoff Surratt. The pastors at Seacoast challenge members to serve and love people where they are at. So while Geoff may look lame to some, the results of how God is using him and the rest of Seacoast is showing up in our community and in our families. I think the picture of Geoff on the cover of the magazine is a fairly accurate representation of who he really is based on my personal interactions with him. In my (not always) humble opinion, you can not pretend to be something you are not if you are going to stand up in front of people and try to help them grow in their relationships with Jesus Christ. In addition to being Biblically accurate, you have to be real, and you have to be believable. Seacoast pastors are all of these and they don’t all dress as lame as Pastor Geoff.

I had my eye on Fred Thompson at first, but my wife and I ended up giving our votes to Huckabee in the SC primary due to what appeared to be a lack of motivation on Thompson’s part. Duncan Hunter was the first choice for me based solely on my answers to an online survey. If supporters of Thompson and Hunter were following them for their core conservative values, then those supporters should easily shun the remaining republicats and follow Huckabee now that he is the only real conservative in the race. Here are my two cents on each of the remaining GOP candidates:

Huckabee – The only true conservative left. Mike Huckabee is most likely of the remaining candidates to stand up for core family values and nominate conservative judges who will uphold the constitution. Nominating judges is one of the most important and longest lasting reason to choose a person for president in my opinion. The only real negative things he has going against him are the cheesy campaign ads with Chuck Norris and the notion that Mexicans don’t know how to climb fences.

And now for the Republicrats:

McCain – He is one of the most likely REP senators to side with Ted Kennedy on anything and that is more than a little scary. What he has going for him is war hero status and name recognition due to past presidential race experience. I could stomach voting for him in the general election if he could get on the right side of gun control and tax cuts. I actually like him better than any of the rest when it comes to immigration even though I think that immigration should not even be an issue in the race.

Romney – Not far enough removed from pro choice stance prior to entering this race. Seems a little convenient of a switch if you ask me. How is it anyway that his religious convictions will cause him to abstain from alcohol and smoking but leave him to support abortion? (source) And another thing, how exactly did he single handedly turn around dozens (the numbers were stated as high as 100s) of companies in one lifetime? He didn’t. He was CEO of a venture capital / consulting firm that did the work. Never mind that this is a race for president and not CFO of the USA.

Giuliani – Gun control, LIFE of unborn children, marriage protection. Need I say more?

Pon Raul – Who? Anti-war stance sounds like it came right out of the last DEM debate.

Below are the comments I left over at BigDaddyGib on this subject. I felt it was worth blogging about after finding other bloggers with similar concerns.

“I got an email on this at work last week. It is a great campaign, BUT it has raised some concern in the deaf and speech impaired community.

We use ASL (American Sign Language) in our home. Our three year old son Caden hears fine, but has serious problems with speech that are linked to a genetic defect. Due to my exposure to ASL over the past three years, I was puzzled when I saw the way “Thank You from the bottom of my heart” was signed in this campaign. Come to find out, the creator of the campaign did not do his homework. Due to some questions of those in the ASL community, the creator of the campaign has placed a message on “The Sign” link within his web site.

Don’t get me wrong. I think this campaign is great. I just wish the guy had done his homework BEFORE getting so well publicized.”

It appears that my gut feeling about this gesture seeming odd was right on the money. Some members of the deaf and speech impaired community have been all over Scott Truitt “The Gratitude Campaign” site owner like white on rice. There were some strong criticisms misleading verbiage on his web site that could make people believe that this gesture was linked to ASL (American Sign language). One of the more polite critics of how this gesture was presented is from Raychelle over at Rays of Raychelle. Raychelle has posted some detailed email exchanges with Scott Truitt.

Scott admitted in his responses to Raychelle that not everyone had been as nice on this subject:

“That is very helpful, Raychelle. I have been getting a lot of e-mails on this, and they are negative. I appreciate you telling me about the blog – I’m hoping that I can log on and clarify this a bit. The last thing we want to do is be disrespectful of the Deaf community – and I absolutely understand your concerns.” Source

Raychelle is not the only blogger following this story with concern over the impact it may have on the signing community. You can read more from lolypup, Kokonut Pundit.

The change made to his web site as a result of the concerns go like this:

“Please note that there has been some debate as to whether this sign is a recognized sign from American Sign Language. With the utmost respect to those who know and use ASL, we are currently consulting several authorities on ASL to come to a resolution on that issue. We will update this page with our findings. In the mean time we would suggest that you use this sign only to thank those who serve, and do not assume that who use ASL will recognize this sign.”

The campaign is certainly getting some press from the big fish bloggers and many others. Michelle Malkin, Black Five, WizBang, and Ace of Spades.

Deborah Feldman reported back in September from over at King5.com that Truitt “got the Seattle Seahawks to play it [The Gratitude Campaign video] on their jumbotron before the Seahawks-Bengals game. His hope is for the gesture to become so common, no one even remembers it took a “campaign” to get it started. Do you think it’ll catch on?”

Well Deborah, it looks like it did catch on. Now there are a few big questions:

Will this campaign prove to be damaging to the ASL community?

and

How do you tell difference between a troop returning from war and one that just left high school 12 weeks ago and has just graduated basic training?

and most importantly

Who is going to train the returning troops on what this gesture actually means?

Given the bad press on the war effort by main stream media and some bleeding heart liberal congress members, the troops could easily mistake this gesture as getting flipped off or something equivalent if it does not come with a smile or some other form of positive gesture.

Why don’t people just go up and say “thank you” with the God given communication skills they normally use everyday? It is the least we can do for a person who voluntarily signed their name to a contract with the US government to die for our freedom if necessary.

It was really more like Sticky Fingers had Fred Thompson. Presidential candidate Fred Thompson made his rounds in the low country of South Carolina today with stops at a gun show and then a brief visit with supporters at Sticky Fingers in Summerville. I attended the rally at Sticky Fingers and got to hear Senator Thompson speak in person for the first time.

There were no ground breaking surprises in what Senator Thompson had to say today in Summerville, SC, but that is exactly the way he plans to keep things. Senator Thompson is grounded in strong conservative values unlike many of his republican opponents who could have easily switched parties and run on a democratic ticket due to their liberal views. Senator Thompson spoke of his strong support for the idea of appointing federal judges that will uphold the Constitution of the United States above their personal beliefs and prejudices. He ranked the presidential duties of appointing judges right up next to national security in terms of importance.

While appointing judges and national security rank high on Senator Thompson’s list of important presidential duties, it was the immigration issue that seemed to get the most attention today. This grates on my nerves a little since the immigration issues in this country have only been a big concern since September 11, 2001. A large portion of the general population of this country seems to have been put under some sort of hypnosis that makes them think that unsecured borders and illegal immigrants are closely tied to the events of 9/11. I will concede that immigration and border security are valid issues that a president should be concerned about, but in my opinion, these should not be the main issues that determine how people vote in 2008.  The root of the immigration issues did not crop up since 9/11 and will not be solved by the president alone. Unfortunately these issues seemed to be much more of a crowd pleaser than any other issues on the stump today.

I would like to have asked the Senator a few questions, but time and opportunity was not available for more than a few questions. I would like to have heard some specifics on the following:

• Given his experience in Hollywood and in Washington, elaborate on his publicly stated views on how he as president could help strengthen family values.
• What is the first thing he would do as president to help put money back into the hands of the American people the way SC did with the recent sales tax changes that netted my family of five almost enough tax savings to buy a month’s worth of groceries per year.

I have yet to see the heat get turned up on Senator Thompson’s lack of specifics regarding his Christian faith. Many of the front runners claim to be Christians and that may factor into the results here in the deep south when the primary day rolls around. Some big name players in the Christian community have questioned Thompson’s Christianity. I would certainly prefer that our president be a committed Christian. At the same time, I know plenty of self proclaiming Christians who are not qualified to be president of the United States of America. It is entirely possible that many of the presidential candidates are not true believers when they get out from in front of the camera. Regardless of how outspoken Senator Thompson is or not regard his faith, the fruits of his public service support his claims to uphold values that all of my Christian friends hold dear.

Senator Thompson has as good chance of winning SC in the up coming South Carolina Republican primary according to the most recent Rassmussen Poll. I hope my friends will follow my lead and vote for Senator Fred Thompson when the polls open in 2008.

It seems that there is a new tax law in South Carolina. The picture on the right shows a portion of the receipt my wife brought home from Wal-Mart this weekend. I was so shocked by the tax amount, or rather lack of tax, that I called the Wal-Mart store to ask if their registers were malfunctioning. The lady from the customer service center at the Goose Creek Wal-Mart enlightened me on a new tax law that removes the sales tax from our grocery bill.

This new tax code supposedly went into effect on November 1, 2007. Did it get buried on page 23 of section Q of the local paper? While I do not watch much TV, I would have expected to hear about this on the radio or maybe at work among the idle chatter. Is it possible that this tax cut came in so low under the local radar that no one even knows about it?

For a family that spends about $600 per month on groceries, this will help us to the tune of approximately $40 per month*. That is sweet. That is another date with my sweetie each month. If we share a “Tour of Italy” at Olive Garden and only drink water, we might even be able to squeeze out the sitter’s wages for a couple of hours. This tax savings will be put right back into the economy as far I our house is concerned. Thank you SC State Government!

*Note: Not all of our grocery budget is spent on unprepared food so the tax cut will only affect approximately 95% of our grocery budget. This sale tax change only applies to unprepared grocery items “that are eligible for purchase with US Department of Agriculture food coupons.” Source