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	<title>The Land of Ozz</title>
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	<link>http://www.hoei.com/blog</link>
	<description>Home of the Osborne family</description>
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		<title>Riley&#8217;s First Piano Recital</title>
		<link>http://www.hoei.com/blog/archives/2010/05/22/566</link>
		<comments>http://www.hoei.com/blog/archives/2010/05/22/566#comments</comments>
		<pubDate>Sun, 23 May 2010 03:37:51 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[homeschool]]></category>
		<category><![CDATA[music]]></category>
		<category><![CDATA[piano]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=566</guid>
		<description><![CDATA[Riley is a 7 1/2 years old and has been taking piano lessons for just over a year.  MrsOzz made piano practice part of Riley&#8217;s 1st grade home school curriculum.  Riley&#8217;s hard work and developing his gift has paid off.  I am one proud daddy.

http://www.youtube.com/watch?v=X5RUkA4o8vU


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			<content:encoded><![CDATA[<p>Riley is a 7 1/2 years old and has been taking piano lessons for just over a year.  <a href="http://twitter.com/MrsOzz" target="_blank">MrsOzz</a> made piano practice part of Riley&#8217;s 1st grade home school curriculum.  Riley&#8217;s hard work and developing his gift has paid off.  I am one proud daddy.</p>
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<p id="vvq4c8085879e357"><a href="http://www.youtube.com/watch?v=X5RUkA4o8vU">http://www.youtube.com/watch?v=X5RUkA4o8vU</a></p>
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		<title>START Treaty to Fund Obamacare</title>
		<link>http://www.hoei.com/blog/archives/2010/04/08/563</link>
		<comments>http://www.hoei.com/blog/archives/2010/04/08/563#comments</comments>
		<pubDate>Fri, 09 Apr 2010 02:03:18 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=563</guid>
		<description><![CDATA[Why would Obama do this now? Maybe to befriend enemy states or to  &#8220;pursue our ultimate vision of a world without nuclear weapons&#8221;.  NO&#8230;Think about it.  It&#8217;s all about the money.  The largest honey pot in the US  budget in democrats&#8217; eyes is defense.  The DEMS need cash to fund [...]]]></description>
			<content:encoded><![CDATA[<p>Why would Obama do this now? Maybe to befriend enemy states or to  &#8220;pursue our ultimate vision of a world without nuclear weapons&#8221;.  NO&#8230;Think about it.  It&#8217;s all about the money.  The largest honey pot in the US  budget in democrats&#8217; eyes is defense.  The DEMS need cash to fund  Obamacare and they are quickly going after the biggest piece of the pie  in the national budget. The signing of this treaty in the wee hours of  the night (most Americans were sleeping) moves to cut nukes by 33% and  delivery mechanisms by 50% over a seven year period.  The timing of day  in signing this treaty was by design because most Americans will be  outraged by this and rightfully so.  This treat significantly reduces  our nation&#8217;s defense posture.  Before you add a comment and argue like one <a href="http://twitter.com/ADay4HCR/status/11821170218" target="_blank">Twitter User</a> saying, &#8220;<span><span><span>Start is a bilateral reduction of mostly old  nuclear arms&#8221; you should reread the quote from President Obama listed above.   Obama has a &#8220;</span></span></span>vision of a world without nuclear weapons.&#8221;  He is after all nuclear weapons not just the old ones.  Yes <a href="http://www.heritage.org/Research/Lecture/President-Reagans-Legacy-and-US-Nuclear-Weapons-Policy" target="_blank">Ronald Reagan had a similar stance as Barack Obama on nukes</a> and he was just as misguided and naive as Obama on the subject of nuclear deterrence.</p>
<p><span><span></span></span>This treaty is nothing more than a  democrat license to begin to cut the defense budget immediately.  Cuts  in the defense budget next year (to cover Obamacare cost shortfalls) will be  justified by this treaty.</p>
<p>BONUS: Obama will be the first individual in history to be awarded the  Nobel Peace Prize two years in a row!</p>
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		<title>Healthcare Bill Response</title>
		<link>http://www.hoei.com/blog/archives/2010/03/23/557</link>
		<comments>http://www.hoei.com/blog/archives/2010/03/23/557#comments</comments>
		<pubDate>Tue, 23 Mar 2010 05:21:55 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Medical]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[ProLife]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=557</guid>
		<description><![CDATA[Better Solutions

Educate people on how to seek jobs that offer good health care insurance plans rather than just giving them the plan for  free. Then  if employers don&#8217;t pony up the plans then  they don&#8217;t get the  quality  labor. Like the bumper sticker says, &#8220;Share  my work ethic not [...]]]></description>
			<content:encoded><![CDATA[<p><span><span><span><strong>Better Solutions</strong><br />
</span></span></span></p>
<p><span>Educate people on how to seek jobs that offer good health care insurance plans rather than just giving them the plan for  free. Then  if employers don&#8217;t pony up the plans then  they don&#8217;t get the  quality  labor. Like the bumper sticker says, &#8220;Share  my work ethic not  my  wealth.&#8221; </span></p>
<p><span>Prove the cost saving first before banking a new entitlement  program on a theory. </span></p>
<p><span>Restrict law suites against doctors so they can lower there  overheard (liability insurance) and in turn lower costs for everyone.  This would also help cut down on unnecessary tests that doctors often  order simply to cover their back side. </span></p>
<p><span>Now those are common sense ideas.</span></p>
<p><span><strong>Reasons why I don&#8217;t like it</strong><br />
</span></p>
<p>Health insurance coverage for those who don&#8217;t need/want it results in  care being slow to delivery for all. It is a natural progression. Some  people will abuse the &#8220;free&#8221; health care because it has no value to them due to  never having to work to pay for it.  Unnecessary &#8220;free&#8221; tests for the  freeloaders will force those who really need the tests for <span> </span><span>the detection of life threatening illness to  wait in longer lines at the very least. </span></p>
<p><span><span><span>This bill floods a struggling system serving the  least among us (Medicaid).  Oh&#8230;and </span></span></span><span>I don&#8217;t want my tax money paying for abortions&#8230;PERIOD.</span></p>
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		<title>Cost of Obama Health Care: $567 Per Person</title>
		<link>http://www.hoei.com/blog/archives/2010/03/17/547</link>
		<comments>http://www.hoei.com/blog/archives/2010/03/17/547#comments</comments>
		<pubDate>Thu, 18 Mar 2010 03:39:36 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Medical]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=547</guid>
		<description><![CDATA[It is estimated to cost approximately $567 per person from each of the remaining US citizens to pay for health insurance premiums for the 30 million uninsured that President Obama wants to cover with his plan.  Here is the math:
Yearly Premiums: $5,270 each*
Total Yearly Premiums for 30 million people: $158,100,000,000
Cost to the remaining US citizens:
$158,100,000,000/279,000,000** [...]]]></description>
			<content:encoded><![CDATA[<p>It is estimated to cost approximately $567 per person from each of the remaining US citizens to pay for health insurance premiums for the 30 million uninsured that President Obama wants to cover with his plan.  Here is the math:</p>
<p>Yearly Premiums: $5,270 each*</p>
<p>Total Yearly Premiums for 30 million people: $158,100,000,000</p>
<p><strong>Cost to the remaining US citizens:</strong></p>
<p>$158,100,000,000/279,000,000** = <strong>$567 per year per person (every man, woman, and child) in taxes</strong>&#8230; if the cuts/savings in Medicaid and Medicare don&#8217;t work&#8230; and they won&#8217;t because any savings to Medicaid and Medicare will be consumed because both programs are are already underfunded and rapidly growing.</p>
<blockquote><p>&#8220;The states and the federal government share the cost of Medicaid, which  saw a record enrollment increase of 3.3 million people last year. The  program now benefits 47 million people, primarily children, pregnant  women, disabled adults and nursing home residents.&#8221; <a href="http://www.nytimes.com/2010/03/16/health/policy/16medicaid.html?src=twt&amp;twt=nytimes" target="_blank">NY Times</a></p></blockquote>
<p>*Based on average of annual premiums for all <a href="http://opm.gov/insure/health/rates/index.asp" target="_blank">federal government Fee for Service Nationwide non-postal individual plans</a>.  These are the same plans Obama refers to regularly when he says he will be <a href="http://www.whitehouse.gov/Issues/health-Care" target="_blank">&#8220;giving tens of millions of Americans the exact same insurance choices  that members of Congress will have.&#8221;</a> This number is actually fairly low considering the average <a href="http://www.statehealthfacts.org/comparemaptable.jsp?cat=4&amp;ind=214" target="_blank">spending per Medicaid enrollee</a> is almost $7,900 per year.<br />
**<a href="http://en.wikipedia.org/wiki/List_of_countries_by_population#List" target="_blank">Estimated USA Population as of July 2009</a>: 309 million (309-30 = 279)</p>
<p>Keep in mind that these numbers only estimate what it would cost to get these people covered with &#8220;health&#8221; insurance and not dental or vision which Obama has been saying verbally that he will deliver access to in his plan.  There is also the additional cost of deductibles and co-pays is not included in these estimates. Oh&#8230;and these estimates do not consider the FACT that all premiums will increase if insurance companies suddenly are required to cover pre-exiting conditions.</p>
<p>Related articles by <a href="http://twitter.com/theozz">TheOzz</a>:</p>
<p><a href="http://www.hoei.com/blog/archives/2008/11/02/444">Health Care for Small Business &#8211; Obama&#8217;s Plan</a></p>
<p><a href="http://www.hoei.com/blog/archives/2009/08/03/513">Government Health Care &#8211; Personal Concerns</a></p>
<p><a href="http://www.hoei.com/blog/archives/2010/01/31/538">Mandated Car Insurance</a></p>
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		<item>
		<title>Doctors stop taking Medicaid</title>
		<link>http://www.hoei.com/blog/archives/2010/03/16/544</link>
		<comments>http://www.hoei.com/blog/archives/2010/03/16/544#comments</comments>
		<pubDate>Tue, 16 Mar 2010 04:41:05 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Medical]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=544</guid>
		<description><![CDATA[&#8220;&#8230;Medicaid reimbursements covered only 65 percent of actual costs&#8230;The county’s Medicaid rolls have grown by 37 percent since 2001, and the program now pays for half of all childbirths.&#8221; NY Times
This may be the future of government run health care insurance.  The NY Times did not mention how this compares to what President Obama is [...]]]></description>
			<content:encoded><![CDATA[<blockquote><p>&#8220;&#8230;Medicaid reimbursements covered only 65 percent of actual costs&#8230;The county’s Medicaid rolls have grown by 37 percent since 2001, and the program now pays for half of all childbirths.&#8221; <a href="http://www.nytimes.com/2010/03/16/health/policy/16medicaid.html?src=twt&amp;twt=nytimes" target="_blank">NY Times</a></p></blockquote>
<p>This may be the future of government run health care insurance.  The <em>NY Times</em> did not mention how this compares to what President Obama is proposing for the remainder of the uninsured Americans but some questions do need to be asked:</p>
<ul>
<li>How will doctors be able to remain in business if the government sponsored plans can&#8217;t even cover the doctors&#8217; costs?</li>
<li>How will government funded insurance accommodate surges in unemployment that causes record enrollment increases like Medicaid experienced last year?</li>
<li>How does the Obama plan address issues of patients having to drive two hours to find a doctor to take Medicaid or other government sponsored plans?</li>
</ul>
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		<title>Mandated Car Insurance</title>
		<link>http://www.hoei.com/blog/archives/2010/01/31/538</link>
		<comments>http://www.hoei.com/blog/archives/2010/01/31/538#comments</comments>
		<pubDate>Mon, 01 Feb 2010 03:05:38 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=538</guid>
		<description><![CDATA[The comparison between car insurance and health insurance fascinates me.  Promoters of mandated health insurance often use car insurance as an example of how government requires citizens to purchase insurance.  What I intend to do here is explain some differences between mandated car insurance and mandated health insurance.
First car insurance is mandated by state governments [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://hoei.com/blog/pics/64Ford.jpg"><img class="alignnone" style="float: right;" title="TheOzz at 9 years old driving and uninsured car" src="http://hoei.com/blog/pics/64-Fairlane.png" alt="TheOzz at 9 years old driving and uninsured car" /></a>The comparison between car insurance and health insurance fascinates me.  Promoters of mandated health insurance often use car insurance as an example of how government requires citizens to purchase insurance.  What I intend to do here is explain some differences between mandated car insurance and mandated health insurance.</p>
<p>First car insurance is mandated by state governments not the federal government.  Car insurance is only required in my state (SC) if you own a car that you intend to register.  Every car owner is not mandated to purchase automobile insurance.  Yes folks, you can own a car in this area of the country without automobile insurance as long as you do not plan to put a license plate on it. You do not have to insure a car that you buy for the purposes of private use on private property.  The old 1964 Ford Fairlane that I drove around our little 26 acre hog farm as a child required no automobile insurance. THe picture above shows me at about 9 years old chaufering my 3 year old sister and my dog Duke around the farm.  The car probably cost my dad a few hundred dollars and he was willing to risk that investment by allowing me to operate that vehicle without insurance.  By the way, do you think the government insured all of those clunkers that they recently purchased during the cash for clunker scam?</p>
<p>The second and arguably a more significant difference between government mandated car insurance and the proposed government mandated health insurance is that type of insurance that is mandated by the government is liability insurance.  Liability insurance protects everyone except the owner.  Yes the liability insurance does help protect the owners assets but it does not insure the health or car.  That type of insurance is not mandated by the government.  Some lenders require insurance to cover the car as long as a lean is carried on the car, but that is not government mandated.</p>
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		<title>H1N1 Swine Flu &#8211; National Emergency</title>
		<link>http://www.hoei.com/blog/archives/2009/10/24/528</link>
		<comments>http://www.hoei.com/blog/archives/2009/10/24/528#comments</comments>
		<pubDate>Sat, 24 Oct 2009 20:30:18 +0000</pubDate>
		<dc:creator>TheOzz</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Medical]]></category>

		<guid isPermaLink="false">http://www.hoei.com/blog/?p=528</guid>
		<description><![CDATA[The president just declared the H1N1 (Swine Flu) situation as a National Emergency.  My experience with H1N1 has been mixed so far and I am curious to see how this announcement affects things.
My 4 year-old Caden tested positive for H1N1 in August.  He subsequently spent 6 nights in the hospital with pneumonia. Since then he [...]]]></description>
			<content:encoded><![CDATA[<p>The president just declared the H1N1 (Swine Flu) situation as a National Emergency.  My experience with H1N1 has been mixed so far and I am curious to see how this announcement affects things.</p>
<p>My 4 year-old <a href="http://hoei.com/caden/blog/" target="_blank">Caden</a> tested positive for H1N1 in August.  He subsequently spent 6 nights in the hospital with pneumonia. Since then he has never really shaken the pneumonia and is on oxygen at home (o2 only when sleeping) after another 6 more nights at the Medical University of South Carolina this past week for pneumonia.  His flu test was negative this time. Since August we have had him in and out of the pediatrician&#8217;s office and the emergency room with high fevers and trouble breathing.</p>
<p>During one emergency room visit the nurse caring for my son began to &#8220;educate&#8221; me on H1N1.  The nurse tried to convince me of how much more dangerous this flu was for children.  I asked her if she had actually read any of the statistics and she said she had not.  I went on to explain that the majority of deaths were in the young adults age range.  Children and elderly were actually fairing the best in this strain of flu.  She seemed a little shocked because that was not what she had heard.  I suggested that she take a look at the CDC statistics for herself rather than going off of what she was being told.</p>
<p>Today my wife ran into a nurse from my son&#8217;s pediatrician&#8217;s office.  The nurse asked if we were going to the H1N1 shot.  My wife responded by saying that we had some concerns.  The nurse then said that every staff member in the practice had declined the shot for the same reason.</p>
<p>During our hospital stay this week our son was put on contact precautions.  This meant that every person who entered his room had to wear a disposable gown, gloves, and of course a mask.  This was even after my son tested negative for everything contagious that they tested him for.  The staff said it was hospital policy for any person coming in with respiratory problems.</p>
<p>The moral of this story is that there are some serious inconsistencies in messages depending on where you go even within the medical community.  How will things change with the announcement of the National Emergency for H1N1?</p>
<p>Also posted on my <a href="http://www.wellsphere.com/children-s-health-article/h1n1-national-emergency/847764" target="_blank">Wellsphere Page</a></p>
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